The following is a summary of benefit programs provided to eligible Irving ISD employees for 2008-09. The renewal date for health, life, and supplemental insurance programs is September 1. Any applicable program or rate changes take effect on this date. Because this is only a summary, all terms and provisions of the policies, agreements, booklets or other documents issued by the insurance company or administrator shall prevail. New employees to the Irving ISD may request information regarding certain rights or privileges to which they may be entitled under the Health Insurance Portability and Accountability Act of 1996 (HIPAA), especially regarding Creditable Coverage.