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Student Accident Insurance

  • Irving ISD has three types of insurance plans. If a student athlete is injured while participating in UIL sports, the blanket insurance policy applies and will be managed by the athletic training staff. The parent/guardian insurance will be the primary insurance and district insurance will be secondary. If the student athlete is not currently covered under any health insurance plan, the district insurance will become the primary insurance. The district athletic trainers will file a claim for the injury and a copy of the claim form will be emailed to the parent/guardian.  The parent/guardian is responsible for communicating with the insurance company regarding all bills, reimbursements and payments. For more information regarding district insurance coverage, please visit the link provided below.


    Student Accident Insurance

    • Voluntary Student Accident Insurance
      • The premium is paid by the parent/legal guardian. Covered injuries are paid for per schedule of benefits up to a maximum of $25,000.
      • Two types of coverage options are available -- on school premises only during school activities -or- 24/7 at, or away from, school premises and includes school or any activity that doesn’t have to be school-related. See the schedule of benefits provided below.

    Catastrophic and Disability Insurance

      • The premium is paid by the District for all students. This coverage has a $25,000 deductible to be met before covered benefits are paid per the schedule.

    Blanket Insurance

    The premium is paid by the District and includes coverage for:  

      • Students participating in UIL, ROTC and CTE activities
      • Students on day field trips
      • Students participating in gym classes and extracurricular school activities, including intramural and interscholastic sports, such as football, band members, cheerleaders, majorettes, student coaches, student trainers, and student managers
      • Supervised travel to and from such games and practice sessions 

    Covered benefits are paid per the schedule published in the attachment below.

    All Coverages Underwritten by Catlin Insurance Company, Inc. 


    Student Accident Insurance